Encouraging the connection between health care and health insurance is good for the country and individuals

  News     |      2025-08-20 17:14

At 9 am on the 7th, the Fourth Session of the 12th National People's Congress held a press conference. Finance Minister Lou Jiwei and Assistant Minister of Finance Xu Hongcai answered questions from Chinese and foreign reporters on "fiscal work and fiscal and taxation reform".

Du Shang Daily reporter: I found that in the draft outline of the "13th Five-Year Plan", there is a proposal to explore the establishment of a long-term care insurance system and carry out a pilot project of long-term care insurance. My question is, does this mean that in addition to the "five insurances and one housing fund", I have to pay an extra insurance? How can I support it financially? Thank you.

Lou Jiwei: There are different ways to solve this problem. First of all, it is not only a place to live, but also a certain amount of medical resources. The solution has been explored in various places. For example, the government purchases services to solve part of the problem. Some are directly organized by the government, facing the elderly, and with disabilities, medical care must be provided. Some places have not yet connected medical care and medical insurance. We say that encouraging him to connect medical care and medical insurance is a good thing from the state and individuals. For some disabled elderly people, if the family does not have the conditions, they can enter the community or centralized pension, with medical pension, which saves costs from the state and individuals than in the hospital. This is a centralized type. The second is community-based, with some wards in the community, certain care needs to be arranged, and home-based, through different contact methods, some problems need to be cared for. This system is mainly based on home-based, then community, and then centralized. This is what the system is like first.

Lou Jiwei: As for the source of funds, as mentioned just now, the government has certain procurement and support, and it is also connected with the current medical insurance. As for whether a new type of insurance will appear, I don't know if the NHK reporter knows that Japan has this type of insurance. After the age of 40, the elderly care insurance will be paid. After the elderly are disabled, this insurance will be used to solve the care of the disabled at home, in the community and in centralized arrangements. So far, we have not considered increasing this insurance. The "13th Five-Year Plan" said to study how to do it.