1. Why do you need to fill out so many health questionnaires when applying for insurance, some of which involve your family?
The questions in the health questionnaire mainly include two aspects: on the one hand, the customer's past history, that is, the customer's own illness, treatment and current condition; on the other hand, the customer's family history, that is, whether the customer's parents or immediate family members have inherited diseases in the family. The insurance company screens the customer's expected mortality and morbidity according to the customer's notification, and then decides whether to cover or condition coverage. Therefore, customers should truthfully fill in and answer various questions in the health questionnaire when applying for insurance, and the company will strictly keep the customer's health information confidential.
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